How can I add money to my First Premier credit card?
You can transfer funds between your First PREMIER Bank accounts by either logging into Online Banking or Mobile Banking and choosing the “Funds Transfer” option under the “Transactions” menu. You can also call Bank-by-Phone at 800-315-6350 or you can call 800-501-6535 to speak to Customer Care.
How do I pay my First Premier credit card with a debit card?
Yes, you can pay your First Premier credit card with a debit card, even with someone else’s debit card. To do that, you need the debit card account number and expiration date. More specifically, you can pay either online or by calling them at 800-987-5521 (select option 2).
How can I pay my First Premier processing fee?
Payment options include a bank draft, personal check, money order, debit card, or another credit card. First Premier will not open an account until it receives the processing fee. If you receive a mail offer, you can respond to it from the First Premier website.
Does First Premier require a deposit?
The primary appeal of First Premier cards is that they are “unsecured.” That means that, unlike secured credit cards, they don’t require an upfront security deposit. Minimum deposits for secured cards are typically $200 to $300, and some people simply can’t afford to lock up that much money in a deposit.
How much cash advance can I get on my First Premier credit card?
The First Premier cash advance fee depends on which credit card offer you get. It can be as low as 3% or $2 (max. $10), whichever is greater. Or, it can be as high as 5% or $8 with no maximum.
Does First Premier credit card have routing and account number?
First PREMIER Bank’s routing number is 091408598.
Is First Premier a debit card?
FREE Debit Mastercard®
We can issue your First PREMIER Bank Debit Mastercard® instantly at most branches. Your debit card gives you access to 33,000+ surcharge-free Moneypass® ATMs.
What happens if I pay the full balance on my credit card?
Paying your balance in full will not harm your credit score, and carrying a balance typically means you pay interest charges, so it’s best to pay off your balance each month if you can afford to do so. … Your monthly interest charge and minimum payment are calculated.
Can I withdraw cash from my first Premier credit card?
You can withdraw money from the First Premier Bank Credit Card as a cash advance. … If you take a cash advance, you’ll need to pay a cash advance transaction fee of $8 or 5% of the cash advance, whichever is greater. And, you’ll start accruing interest on cash advances immediately.
Does Premier credit card let you overdraft?
OVERDRAFT PRIVILEGE PROGRAM
Premier Bank will authorize and assess an overdraft fee on transactions made by ATM and debit card transactions that will overdraw your account up to a pre-determined limit for eligible consumers.