Can I use my husbands Home Depot credit card?

Can I use someone else’s Home Depot credit card?

What Bank Does The Home Depot Credit Card Use? … Even though the credit cards are approved by an outside source, they cannot be used anywhere else, apart from Home Depot stores and online at HomeDepot.com.

Does Home Depot allow authorized users?

Go to Account Profile menu and select Add Authorized Users. You can also call 1-800-677-0232 to add an one. By adding an authorized user you become responsible for the user’s spendings, but you will also be helping them build credit.

Does Home Depot report authorized users to credit bureau?

Authorized users

You may also see THD/CBNA on your credit reports if you’ve been added as an authorized user on any of The Home Depot’s credit cards. As an authorized user, the account activity is reflected in your credit reports as well.

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Does the Home Depot credit card only work at Home Depot?

The card can only be used at Home Depot stores or online. Of note, Home Depot offers a project charge card for individuals.

Can you buy Visa gift cards with Home Depot credit card?

Yes, you can use your Home Depot® Credit Card to purchase gift cards along with anything else Home Depot sells. … The use of your Home Depot® Credit Card is restricted to in-store and online Home Depot purchases.

Can anyone use a Home Depot store credit?

Home Depot Store Credit cannot be exchanged for cash. Additionally, Store Credit cards are linked to individual customer’s photo IDs, meaning the Store Credit cannot be used by anyone else. Home Depot allows Store Credit to be used in any of its locations, provided you bring a valid photo ID with you.

What credit cards are accepted at Home Depot?

We can accept VISA, MasterCard, American Express, Discover and PayPal. Neither The Home Depot Consumer Credit Card nor The Home Depot Commercial Revolving Charge Card can be accepted as payment for an eGift Card purchase because this site is operated by The Home Depot’s third-party partner, CashStar.

Does Home Depot do a hard pull for credit limit increase?

Never click on the link whereby the website asks if you want to increase your credit limit. Unlike Bank of America, Home Depot runs a HARD credit inquiry which showed up immediately on Credit Karma.

What Bureau does Home Depot pull?

Home Depot predominantly uses the Equifax, Experian, and TransUnion credit bureaus in the United States for checking the eligibility of customer applications for a store credit card. The Home Depot system will automatically select one of these credit unions to pass a credit check through upon application.

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Can I pay my Home Depot credit card with a debit card?

How can I pay my The Home Depot Card bill? You can pay them on doxo with credit card, debit card, Apple Pay or bank account.

Does removing an authorized user hurt their credit score?

If you’re the primary account holder, removing an authorized user won’t affect your credit score. The account will continue to be reported on your credit report as normal.

Why was my Home Depot card denied?

Credit cards are sometimes declined because the customer’s information doesn’t match what the credit card company has on file. This is often the result of a simple typographical error. … The problem could also be an issue with the internal The Home Depot credit processing system, rather than with your card.

How long does it take to get approved for Home Depot credit card?

Whether you apply online or in person, the approval process usually takes place on the spot, and you will receive your card within 14 days. In the event the Home Depot can’t provide an instant credit decision, you’ll be notified within 30 days by U.S. mail to advise you of your application status.