Can we use Axis Bank credit card in ATM?

Can I withdraw money from Axis Bank credit card from ATM?

Cardholders can withdraw at any of the ATMs, and not specifically from Axis Bank ATMs. The procedure to avail cash advance from ATMs using a credit card is similar to that of using a debit card.

Can I go to an ATM with a credit card?

Cardholders can use a credit card at nearly any ATM and withdraw cash as they would when using a debit card, but instead of drawing from a bank account, the cash withdrawal shows up as a charge on a credit card. It’s a fairly simple transaction but one that comes with serious downsides and usually significant fees.

How can I activate my Axis Bank credit card through ATM?

How to Activate Axis Bank Credit Card through ATM

  1. Insert your Axis Bank credit card.
  2. Select ‘Set PIN’
  3. Click on ‘generate OTP’
  4. Enter the required details: Date of birth, Card expiry, and registered Mobile number.
  5. Type in the received OTP.
  6. On the next screen set up the new PIN then reconfirm the PIN.
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What is the interest rate on credit card cash withdrawal Axis Bank?

Fees & Charges for SELECT Credit Card

Charges Select Credit Card
Finance Charges (Retail Purchases & Cash) 3.6% per month (52.86% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 500) of cash Amount
Fee for Cash Payment Rs. 100
Card Replacement Rs. 100

How can I use Axis credit card?

Payment Reference – 16 Digit Axis Bank Credit Card No.

Axis Bank Internet Banking

  1. Log on to Axis Bank Internet Banking.
  2. Go to Credit Card>Balance and payments.
  3. Select the Credit Card number.
  4. Select the Account to be debited.
  5. Enter the amount you wish to pay.
  6. Click “Submit”

How do I know my credit card limit?

Your Billing Statement

A recent copy of your billing statement will include your your credit limit, current credit card balance, and your available credit.

Can I withdraw from credit card?

Yes! Most credit cards will let you withdraw cash at an ATM. … Borrowing money on your credit card is a cash advance, a type of short-term loan, and it’s worlds away from a simple debit card cash withdrawal. Cash advances usually come with very high fees.

How do you use a credit card at an ATM?

How to withdraw money from a credit card

  1. You go to an ATM.
  2. Insert your credit card in the machine.
  3. Put in your PIN.
  4. Withdraw cash as per availability.

Is it bad to withdraw money from a credit card?

They can impact your credit score: Cash advances from your credit card won’t show up on your credit report as their own line item, but they can harm your credit score if the amount you withdraw causes the percentage of available credit you’re using, also known as your credit utilization rate, to increase.

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How can I get my Axis Bank credit card PIN?

Generate Axis Bank Credit Card Pin by Calling Customer Care

  1. Call Axis Bank credit card customer care at 1860 419 5555 or 1860 500 5555.
  2. Choose ‘Option to 2’ which is ‘PIN Related Service’
  3. Then ‘Option-1’ which is ‘Generate Debit/Credit PIN’
  4. Choose ‘Option-1’ which is ‘Generate PIN for credit card’
  5. Select ‘Generate PIN’

How can I activate my Axis Bank credit card PIN?

Step 1: Getting the PIN Activation Passcode

  1. Call Axis Bank Customer Care at 1860 419 5555 & 1860 500 5555.
  2. Navigate to Credit Cards → Generate a PIN for Credit Card → Generate an Activation Passcode.
  3. Validate your Credit Card Number, Expiry date, DOB & Registered Mobile Number.