Does First Progress offer credit increase?

What is First Progress credit limit?

The maximum credit limit you can have with the First Progress Platinum Elite MasterCard® Secured Credit Card is $5,000. You may be required to make an additional deposit to receive a credit limit increase, or you may be approved for an increase without making another deposit.

Does first progress report to all 3 credit bureaus?

First Progress reports all of its credit data to all three major credit bureaus — Equifax, Experian and TransUnion.

Does first progress do a hard pull?

No, the First Progress Platinum Select doesn’t do a hard pull on your credit when you apply for it. Your application will only result in a soft pull, which won’t affect your credit score.

Does first progress allow authorized users?

First Progress doesn’t charge you a fee for adding an authorized user such as a friend or family member, but you’ll want to consider this carefully before you add anyone to your account. You’ll be responsible for any purchases they make, and if that balance can’t be paid, you risk damaging your credit.

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How do I get a refund on my first progress credit card?

You can get a First Progress Platinum Elite card deposit refund when you close your account. But to receive your deposit back in full, make sure to pay down any outstanding balance you might have on the card first. After closing the account, a check with your deposit will be mailed to you within 10 weeks.

Can I pay first progress over the phone?

The easiest way you can pay your First Progress credit card is either online or by phone, by calling (866) 706-5543. Alternatively, you can pay by mail. … By phone: You can also make a credit card payment by calling customer service at (866) 706-5543.

Does first progress have an unsecured credit card?

No, First Progress does not have an unsecured credit card. It does offer three secured credit cards: First Progress Platinum Select Mastercard® Secured Credit Card, First Progress Platinum Elite Mastercard® Secured Credit Card, and First Progress Platinum Prestige Mastercard® Secured Credit Card.

Does first progress have a membership fee?

The annual fee will eat into your credit limit for the first month. The annual fee is due upon account opening, which means you’ll automatically have a balance of $29, $39 or $49 on your first statement (and any statement in the future when the annual fee comes due).

How do I check my first progress card balance?

Online: Log in to your First Progress account and select the First Progress Platinum Elite card. Your balance will be shown on the resulting page. By Phone: Call 1-877-724-0932 and follow the prompts to connect with a customer service representative.

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Can I use my first progress credit card to rent a car?

The First Progress Platinum Prestige Mastercard® Secured Credit Card can be used for car rentals, hotels, dining, fuel, and other everyday purchases. The card offers a variable 9.99% APR and a $49 annual fee, and the credit limit can be as high as $2,000 with appropriate security deposits.

Can you use First Progress credit card anywhere?

Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.

Can you withdraw money from a First Progress credit card?

To get a First Progress cash advance, first off, you have to make sure you’ve got a PIN. If you don’t have one, call them at 866-706-5543 to request one. If you’ve got that part down, you can just go to any ATM that accepts Mastercard and withdraw cash.