Does Green Dot have a secured credit card?

Does Greendot have credit cards?

The Green Dot Visa® Secured Credit Card has a $39 annual fee. The Green Dot primor® Visa® Gold Secured Credit Card features a $49 annual fee.

What is the minimum income for a secured credit card?

At the very least, your issuer is going to ask about your annual income, to make sure you have one. If you’re over 21, this includes all the income to which you have “reasonable expectation of access.” That means you can include your partner’s income. Most secured cards don’t have minimum income requirements.

Are prepaid credit cards secured?

The main difference between prepaid cards and secured credit cards is that prepaid cards are actually debit cards while secured cards are truly credit cards. … With a secured card, you have to place a refundable security deposit, and the amount you put down becomes your spending limit.

Is Green Dot closing accounts?

Green Dot has announced that it’s closing all GoBank accounts and, separately, launching a new product called GO2bank. … To help you through this transition and enjoy even more banking features, we are making it easy to upgrade your account to GO2bank, the ultimate mobile bank account.

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What happens if my Green Dot card goes negative?

If you have a negative balance on your Card, we may deduct the negative balance amount from any current or future funds on this or any other Card you register or maintain (including any other prepaid cards serviced by Green Dot and issued by the Bank to you). Limits on the Use of Your Card.

How much should I say I make when applying for a credit card?

A good annual income for a credit card is more than $39,000 per annum for a single individual or $63,000 per year for a household. Anything lower than that is below the median yearly earnings for Americans. However, there’s no official minimum income amount required for credit card approval in general.

Can you lie about how much you make on a credit card application?

Lying on a credit application can be a costly mistake. Report your income, debt, employment status and housing costs correctly. Chances are, your lender won’t verify these items. But it has every right to, and, if it does, you could end up paying beaucoup bucks and/or spending time in a concrete cell.

What happens if you put the wrong income on a credit card application?

If you knowingly lying on a credit card application, means you are committing a crime known as loan application fraud. Here’s the deal: Loan application fraud is a serious crime that carries hefty penalties. If you are convicted of the crime, you can face up to $1 million in fines and thirty (30) years of jail time.

Is netspend a secured credit card?

Unlike credit and debit cards, Netspend does not require a Social Security Number to open an account.

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Can you reload a secured credit card?

Do I get my deposit back with a secured credit card? If you close your secured card account in good standing — meaning you have paid in full — you’ll get your deposit back. If you upgrade your account to an unsecured card from the same issuer, you should also get your deposit back.