Frequent question: What credit score do you need for Best Buy?

Can you get a Best Buy credit card with 600 credit score?

The Best Buy credit card credit score requirement is fair credit for the store card and good credit for the Visa. That means a 640+ credit score probably gets you a Best Buy credit card, but you’ll likely need a 700+ score to be awarded the version that lets you earn Best Buy rewards everywhere you shop.

Can I get a Best Buy credit card with bad credit?

You probably cannot get a Best Buy® Credit Card with bad credit (a score of below 640). You definitely cannot get a Best Buy® Credit Card, as that requires good credit (700+). And you’ll also have a hard time getting approved for the Best Buy® Store Card, which requires fair credit (640+).

Is Best Buy a hard inquiry?

Yes, the Best Buy Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. … A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

Is Best Buy financing hard to get?

WalletHub, Financial Company

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Your Best Buy® Credit Card approval odds are pretty good as long as your credit score is at least fair. There are actually two Best Buy credit cards, the Best Buy® Credit Card and the Best Buy® Store Card that you can only use at Best Buy.

Does Best Buy approve right away?

In general, you’ll need a good credit score to be approved for the top Visa card (generally 700-749). Otherwise, you’ll likely need a fair credit score (generally 660-699) to qualify for the standard Best Buy version. Upon application review, some people will be approved instantly.

What credit score do you need to get a Amazon credit card?

You must have a good credit score—at least 670—to be considered for either of the co-branded Amazon Signature Visa cards.

What is the minimum credit score for a Target card?

You’ll need to have at least fair or average credit — a credit score over 580 — to qualify for the Target RedCard™. Since it’s a closed-loop store card (only good at Target), it may be easier to qualify for than a typical credit card.

Who does Best Buy pull credit report from?

Citi uses all three major credit bureaus to evaluate Best Buy Store Card applications. That doesn’t mean it will pull all three of your credit reports, though. Citi will mostly use your Experian report, with Equifax also being quite likely. In rare cases they will pull your TransUnion report instead.