How can I pay all EMI in SBI credit card?

Can I pay all EMI of SBI credit card at once?

Flexipay is a facility offered to existing SBI credit cardholders to convert their big purchases into easy monthly instalments. Any SBI Card holder, with a transaction greater than ₹ 500 can convert the said transaction into Flexipay within 30 days.

How can I clear my SBI Credit Card EMI?

The SBI Cardholder can make request for pre-closure of EMI plan by calling the SBI Card helpline at 39 02 02 02 (Prefix STD code of your city while calling from mobile) or 1860 180 1290 (if calling from MTNL and BSNL lines).

Can I pay full amount of EMI on credit card?

Some card issuing banks offer customers the option of paying their bills in EMIs (equated monthly installments). The EMI option is applicable on selected purchases or your total outstanding. Some banks may even call you soon after a large transaction offering the EMI option.

How can I pay my full SBI credit card bill?

Pay your bills:

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Step 1 : Click on view/pay bills section and click on ‘Without Bills’. Step 2 : Select SBI Card as the biller and click on Pay. Step 3 : Choose the SBI account number from which the payment is to be made. Step 4 : Enter payment amount and click on ‘Pay Now’.

How can I pay EMI all at once?

Visit the loan officer at your nearest HDFC bank branch. Enquire the current balance in your loan account. The loan officer will also intimate you of any pre-closure charges or penalties. Pay the entire balance amount (sum of all pending EMIs + preclosure charges, if any) using a cheque or DD.

How can I pay my full EMI?

Make the full payment of the card on the due date. Make a part payment and pay interest on the unpaid amount till it is repaid. Pay the outstanding amount in EMI.

How can I convert my SBI credit card payment to EMI?


  1. Click on the ‘Benefits’ link on left hand navigation and select ‘Balance Transfer on EMI’
  2. Enter details & confirm to book BT on EMI instantly.

Can I cancel my EMI?

EMI transaction requests, once submitted, cannot be cancelled/modified/reversed until the same have been approved/rejected by the issuing banks of the credit card holders.

How can I foreclose on SBI EMI?

Click on Login button to go to the main dashboard. Step6: From the main dashboard, click on Benefits option from the left menu. Step7: Then, under the sub-menu, click on Foreclose option. Step8: Now, on the new page, select your credit card first for which you want to foreclose EMI.

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Can I pay whole EMI in advance?

Yes, you can opt for EMI in advance even if the interest rate is a floating rate.

How can I pay EMI bill by credit card?

To convert your bill into EMIs, you need to log in to your Net banking account and opt for the available option(s). Alternatively, you can also call the customer helpline number or visit the branch of the credit card issuer to pay the bill via EMIs.

Can we pay EMI early?

Prepayment charges

Banks or card issuers may charge you a pre-payment fee if you wish to clear your dues before the end of the loan EMI tenure. Moreover, you may also have to pay off the interest on a pro-rata basis.