Is 466 a good credit score UK?

Is 466 really bad credit?

Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 466 FICO® Score is significantly below the average credit score. Many lenders view consumers with scores in the Very Poor range as having unfavorable credit, and may reject their credit applications.

Is 446 a good credit score UK?

Your score falls within the range of scores, from 300 to 579, considered Very Poor. Applicants with scores in this range may be required to pay extra fees or to put down deposits on credit cards. …

What is classed as a bad credit score UK?

Do you have a poor credit score?

Experian Equifax
Very poor 0-560 0-279
Poor 561-720 280-379

Can I get a car loan with a 466 credit score?

As a result, a 466 credit score will make it difficult to qualify for a loan or unsecured credit card. And you will need to focus on rebuilding your credit reputation before trying to get a mortgage, car loan, etc.

Can you get a car with a 466 credit score?

With a 466 credit score, you can expect an auto loan interest rate between 14.98% and 16.98% when shopping for a new car. If you’re in the market for a used car, the rate will be closer to 16.7% – 18.7%.

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Is 400 a good credit score UK?

380-419 is considered a fair score. A score of 420-465 is considered good. A score of 466-700 is considered excellent (reference: https://www.finder.com/uk/equifax). To get a peek at the other possible credit scores, you can go to ‘What is a bad credit score’.

Is 400 a good credit score?

Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 400 FICO® Score is significantly below the average credit score.

Is 400 a good credit score Clearscore?

Your ClearScore score, however, is created by using the information provided by Equifax, and this ranges from 0-700.

Understanding credit scores.

Score Band
280-379 Poor
380-419 Fair
420-465 Good
466+ Excellent

Is 415 a good credit score UK?

Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 415 FICO® Score is significantly below the average credit score. Many lenders view consumers with scores in the Very Poor range as having unfavorable credit, and may reject their credit applications.

What is a good credit score to buy a house UK?

A credit score of 750 is a ‘Fair- Excellent’ score across all the UK credit reference agencies. This is generally a good score and will mean you’ll have options of mortgage lenders. The exact mortgage rate you’ll be offered will depend on your unique circumstances.

Is 300 a good credit score UK?

The above information highlights the most important information about credit scores and ratings in the UK. In general, most ratings fall between 300 and 850 and the higher the score, the better it is for you when taking out loans.

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