What credit score do you need for Achieva Credit Union?
Compare to other cards
|Achieva Credit Union Platinum||Bank of America® Premium Rewards® credit card|
|Annual Fee $0||Annual Fee $95|
|Regular APR 10.65% – 18.65% Variable||Regular APR 15.99%-22.99% Variable APR|
|Intro APR N/A||Intro APR N/A|
|Recommended Credit Score 630850average – excellent||Recommended Credit Score 690850good – excellent|
How do you know if a bank is a credit union?
The main difference between a bank and a credit union is that a bank is a for-profit financial institution, while a credit union is a nonprofit. The main financial services a credit union offers – including loans, checking accounts and savings accounts – are also available with traditional banks.
Is Achieva Credit Union nationwide?
Achieva participates in a CO-OP network of 5,000 shared branch locations and 30,000 ATMs nationwide so members can do their everyday banking at other participating locations.
Is Achieva Credit Union FDIC insured?
Yes. Achieva is a federally insured by NCUA, much like a federally insured bank is insured by FDIC. Achieva’s depositor’s accounts are insured by the National Credit Union Share Insurance Fund which insures deposits up to $250,000 backed by the full faith and credit of the United States government.
What services does Achieva Credit Union offer?
We offer checking accounts, credit cards, loans, mortgages and business banking. We give you easy access to your money 24/7 through the CO-OP network of 5,000 shared branches, 300,000 ATMs nationwide, and online and mobile banking.
Can anyone join Achieva Credit Union?
All residents in the counties we serve are eligible to become a member. Explore our full suite of financial services, enjoy our membership perks and discover your GOOD reason for banking with Achieva!
Does Achieva use Zelle?
Zelle — a fast, safe and easy way to send money typically in minutes1 to friends, family and others you trust, right from the Achieva Credit Union mobile app. Zelle makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S. Find Zelle in your Achieva Credit Union mobile app.
How do I get a new debit card from Achieva?
How do I get a debit card replacement? You may visit any of our branch locations to obtain an instant replacement debit card or call our Member Services department at 727-431-7680 or 800-593-2274 to have a card mailed to you, which can usually take about 5-7 business days for delivery.
What is the difference between a credit union and a bank?
Banks are for-profit, meaning they are either privately owned or publicly traded, while credit unions are nonprofit institutions. … This means members generally get lower rates on loans, pay fewer (and lower) fees and earn higher APYs on savings products than bank customers do.
Are all credit unions the same?
Not All Credit Unions Offer the Same Features
While large federal credit unions, such as Navy Federal Credit Union and Affinity Federal Credit Union, offer services on par with most banks, smaller credit unions could be more limited. For instance, some may not offer mortgages or mobile banking apps.
What is the difference between a credit union and a federal credit union?
Credit unions are not-for-profit enterprises that enjoy tax-exempt status. A federal credit union (FCU) is a credit union regulated and supervised by the National Credit Union Association (NCUA). State credit unions instead adhere to state-specific regulations and guidelines, but not all states have such laws in place.
Does Achieva have a coin machine?
Our members pay no fee to use our coin machine. Bring your change in to one of our branches today and turn it into cash for the holidays!