Question: Does LexisNexis do credit checks?

Why is LexisNexis checking my credit?

Why is LexisNexis or Insurance Initiatives Ltd (IIL) on my credit file? A LexisNexis / IIL search footprint on your credit file demonstrates that an insurer or broker has requested LexisNexis/IIL to search your data with a Credit Reference Agency (“CRA”).

Which credit bureau does LexisNexis use?

FICO® Score XD — developed by LexisNexis in partnership with FICO and Equifax and based on Equifax, LexisNexis, and NCTUE data — leverages alternative data sources to assess credit worthiness among traditionally unscorable populations.

What type of information does LexisNexis provide?

Q: What type of information does LexisNexis provide? LexisNexis® is a leading global provider of content-enabled workflow solutions designed specifically for professionals in the legal, risk management, corporate, government, law enforcement, accounting, and academic markets.

What does a LexisNexis report show?

The report includes items such as real estate transaction and ownership data, lien, judgment, and bankruptcy records, professional license information, and historical addresses.

How do I remove my information from LexisNexis?

How to Opt Out of LexisNexis

  1. Go directly to the LexisNexis opt out form at https://optout.lexisnexis.com/. …
  2. Read through the instructions & click “Next”.
  3. Select an Opt Out reason from the dropdown menu & click “Next”. …
  4. Fill in the form, including your first and last name. …
  5. Enter your full mailing address.
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Does TransUnion use LexisNexis?

If you have questions about the information LexisNexis has provided to TransUnion, please contact us by one of the methods referenced below.

How do I dispute with LexisNexis?

LexisNexis can be reached one of three ways:

  1. Physical address: Write to the company at LexisNexis Consumer Center, ATTN: FACT Act Dispute Request, P.O. Box 105295, Atlanta, GA, 30348-5295.
  2. Phone: 888-497-0011 from 8 a.m. to 7 p.m. ET.
  3. Email: consumer.documents@LexisNexis.com.

Does LexisNexis report to Experian?

(“LexisNexis”) is a provider of bankruptcy information to Experian. If you have questions about the information LexisNexis has provided to Experian, please contact us by one of the methods referenced below.

Do employers use LexisNexis?

Yes. Unfortunately, on average, over 30% of applicants misrepresent their work history. LexisNexis verifies that the employer, title held and dates of employment provided by the applicant correspond with data held by the former employer. … Use LexisNexis’s professional staff to verify applicant information.

Where does LexisNexis get their information?

LexisNexis Risk Solutions compiles much of its information through public records, such as documents from courthouses and government agencies. Buying a home, getting married or registering a business can all show up in public documents and your LexisNexis file.

Do banks use LexisNexis?

LexisNexis is a preferred vendor for the financial services industry for successfully helping organizations reduce fraud, mitigate risk and maintain compliance. More than 4,000 banks and financial institutions rely on LexisNexis for risk management and compliance.