Question: How can I check my HDFC credit card limit online?

What is net limit in HDFC credit card?

The net limit is for online Internet spends only and is not applicable for POS (Swipe Machine) and ATM transactions. The net limit set is per statement cycle (online spending limit per month). If no net limit is chosen a default limit of 100% of your credit limit will be the online spending limit on your Credit Card.

How can I check my HDFC credit card balance through mobile app?

Following are the steps to do so:

  1. Login to your HDFC Bank mobile app.
  2. Click on the credit card in your app.
  3. Select the “Download Billed Statement” option.
  4. Select the month for which you want to check the statement and click on Download.
  5. Your HDFC Credit Card statement will be downloaded to your smartphone.

How can I change my HDFC credit card limit?


  1. Click on the Funds Transfer tab, select “Modify TPT Limit” from the Request section, click on “INCREASE”, and chose your desired TPT limit from the drop down menu.
  2. Authenticate the transaction with your Debit Card Details + One Time Password (OTP) sent to your registered Mobile number.
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How do I know my credit card limit?

Your Billing Statement

A recent copy of your billing statement will include your your credit limit, current credit card balance, and your available credit.

Can I decrease my HDFC credit card limit?

Generally speaking, reducing credit limits are normal in the industry as banks consider various factors to reduce overall risk exposure. … However, HDFC bank don’t usually reduce the limit, so this makes us wonder about the reason behind this move.

How can I check my HDFC credit card balance by SMS?

To check the details of your last debit/credit transactions in HDFC, you can easily send an SMS ‘txn’ to 5676712 or give a missed call on 1800-270-3355. If you have a smartphone and internet connection, you can use the HDFC mobile app to view the mini statement.

How can I check my HDFC credit card statement?

Via Net Banking

  1. Visit the official website of HDFC Bank and log in to your account.
  2. Click on ‘Cards’.
  3. Select ‘Enquire’.
  4. Click on ‘View Statement’.
  5. Choose the credit card and the period you want the statement for.
  6. Click on ‘View’.
  7. Click on ‘Click to View/Download’ to download the statement.

How can I see my credit card statement online?

You can view your credit card statement online at any time by logging into your online credit card account and navigating to the statement information. If you’ve opted into electronic statements, your card issuer should send you an email every month when your new statement is available.

How do I increase my credit card limit?

How can you increase the credit limit on your Credit Card?

  1. Boost Your Credit Score. …
  2. Repay dues on time. …
  3. Be careful about the Credit Utilisation Ratio. …
  4. Show proof of increase in income. …
  5. Reduce the financial obligations you have. …
  6. Apply for a new card.
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What is credit card limit?

In very simple terms, the Credit Limit or the Credit Card Limit is the maximum amount that a person can spend on his or her Credit Card. This limit is something that the issuing company fixes. Here are a few important aspects about the Credit Card Limit that you should know.

How can I increase my HDFC credit card limit by SMS?

You can visit the net banking portal of HDFC and choose to increase your credit limit. Alternatively, eligible users can also SMS ‘CCACL XXXX (last 4 digits of your card number) to 5676712‘ from the mobile number registered with the bank.