What credit score do you need for Best Buy Credit Card?

Can you get a Best Buy card with 600 credit score?

The Best Buy® Credit Card requires good credit or better (a score of 700+) for approval, while the Best Buy® Store Card and Best Buy® Gold Visa Credit Card require fair credit or better (a score of 640+).

Can I get a Best Buy credit card with bad credit?

You probably cannot get a Best Buy® Credit Card with bad credit (a score of below 640). You definitely cannot get a Best Buy® Credit Card, as that requires good credit (700+). And you’ll also have a hard time getting approved for the Best Buy® Store Card, which requires fair credit (640+).

What FICO score does Best Buy use?

In general, you’ll need a good credit score to be approved for the top Visa card (generally 700-749). Otherwise, you’ll likely need a fair credit score (generally 660-699) to qualify for the standard Best Buy version. Upon application review, some people will be approved instantly.

Is Best Buy a hard inquiry?

Yes, the Best Buy Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. … A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

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Does Best Buy offer pre approval?

There’s no Best Buy credit card pre-approval check, but plenty of major credit card companies offer the service. They include Capital One, which has cards for people of all credit levels, and Citi – the Best Buy cards’ issuer. … If it’s a fair-credit card, the Best Buy Store Card is more likely.

What is the highest credit limit for Best Buy?

The Best Buy® Store Card requires fair credit, and the Best Buy® Credit Card requires good credit. There are reports online of people receiving limits of $7,500 and $2,500 for the Best Buy® Store Card and $2,000 for the Best Buy® Store Card. You shouldn’t expect to get a higher limit with the store card, though.

What credit score do you need to get a Amazon credit card?

You must have a good credit score—at least 670—to be considered for either of the co-branded Amazon Signature Visa cards.

Does Best Buy use Equifax?

Citi uses all three major credit bureaus to evaluate Best Buy Store Card applications. That doesn’t mean it will pull all three of your credit reports, though. Citi will mostly use your Experian report, with Equifax also being quite likely. In rare cases they will pull your TransUnion report instead.

Does requesting a credit increase hurt Score Best Buy?

You’ll be told how much you qualify for in a few seconds. If you’re offered a higher limit, you’ll have the option to either accept it or request a larger amount. If you request a bigger increase, Citi will do a hard pull on your credit, which will temporarily hurt your score.

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