What credit score do you need for Platinum Mastercard?

How do you get a Platinum Mastercard?

The credit score needed for the Capital One Platinum Credit Card is 640 or higher. The Capital One Platinum Credit Card is also available to people with limited credit history, which means you may be able to get approved even without a credit score.

Are platinum credit cards hard to get?

Gold credit cards and platinum cards, UK wide, have strict application criteria. To get one of these exclusive credit cards, UK wide, you might need some or all of the following: A high income (over £40,000, for example) A strong credit history.

Can I get an American Express card with a 700 credit score?

To be approved for the Amex Platinum, you need to have a good or excellent credit score. This means you need a credit score of at least 700. If you’re hovering around the 700 mark, it may be best to wait to apply when your score increases as the average applicant has a score of 715.

Can I get an American Express card with a 600 credit score?

There is anecdotal evidence of applicants with scores as low as the mid-600s being approved, but that’s rare. Even for the American Express® Green Card, a more beginner-focused travel card, a score of 670 or higher is probably necessary. … However, there is anecdotal evidence of scores in the lower 600s being approved.

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What credit card can you get with a 640 score?

The best credit card for a 640 credit score is the Capital One Platinum Credit Card because it has a $0 annual fee and reports monthly to the three major credit bureaus. A 640 credit score is fair credit, and people with fair credit usually have high approval odds for starter credit cards such as Capital One Platinum.

What is the highest credit limit for Capital One?

Highest “Capital One” Credit Limit: $50,000.

How much of a 300 dollar credit limit should I use?

Many credit experts say you should keep your credit utilization ratio — the percentage of your total credit that you use — below 30% to maintain a good or excellent credit score.

Is Platinum Better Than Gold credit card?

Gold cards are a tier above standard cards, and platinum cards are a tier above gold. These products are designed to offer greater perks such as a higher credit limit, rewards and complimentary insurance. However, gold and platinum cards also typically charge high fees for these perks.

What is a golden credit card?

SBI Advantage Gold Credit Card is a unique secured credit card scheme offered by State Bank of India, which has global acceptance and multifarious uses and privileges. It can be used in any merchant outlet, ATM or for online shopping where Visa/Mastercard is accepted.

What is the limit on a Centurion card?

No spending limit: Because the Centurion® Card has no preset spending limits, you can use it to buy big ticket items that you may not be able to purchase with other credit cards. Since a black card is a charge card rather than a credit card, charges must be paid in full each month.

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