What credit score does Walmart use?

What credit score does Walmart look at?

Maria Adams, Credit Cards Moderator

The Walmart Credit Card credit score requirement is “fair” for both the Walmart Credit Card and the Walmart® Store Card; that’s a credit score of 640+.

What credit score do you need to get a Amazon credit card?

You must have a good credit score—at least 670—to be considered for either of the co-branded Amazon Signature Visa cards.

Can I get a Walmart credit card with a 600 credit score?

Credit Score For Walmart Credit Card

Walmart reports that you’re “more likely to be approved” for their Mastercard credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

Can I get a Walmart credit card with a 580 credit score?

What is the Walmart Credit Card credit score requirement? The Capital One Walmart Rewards® Mastercard® credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for the Walmart Credit Card.

What credit score do you need to get a Target card?

You’ll need to have at least fair or average credit — a credit score over 580 — to qualify for the Target RedCard™. Since it’s a closed-loop store card (only good at Target), it may be easier to qualify for than a typical credit card.

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Is Walmart card hard to get?

It is not very hard to get a Walmart Credit Card. Walmart has credit card offerings for people with fair credit or better. … Both cards accept applicants with fair credit, so a score of 640 or higher. Requirements also include being a U.S. resident and at least 18 years of age to get either card.

Does Walmart credit card use Experian?

Walmart uses information from credit bureaus such as Equifax, Experian, and TransUnion in North America for its store credit card (supplied via Capital One Bank) as of 2021. Applicants for the Walmart store credit card need a credit score of around 690 and a Social Security number to be eligible.

How do I qualify for a Walmart credit card?

The Walmart credit card requirements for approval include being 18+ years old and having a credit score of at least 640. Walmart credit card applicants also need a monthly income that’s at least $425 more than their monthly housing payment, a valid SSN or Tax ID number, and a physical U.S. address.