Why does my PayPal Credit keep getting declined?
If your credit/debit card is being rejected by PayPal with the message “The card you entered cannot be used for this payment. … You’ve linked the card to a PayPal account, but have not yet confirmed it. You‘ve exceeded your card limit with the PayPal system. Your email address is raising a red flag in PayPal’s system.
Why can’t I use my PayPal Credit on eBay?
PayPal Credit is not available in the following categories on eBay: Everything Else – Adult Only, eBay Motors (excluding eBay Motors – Parts and Accessories), Bullion and Real Estate. PayPal Credit is not available for purchases from non-US sellers or in currencies other than USD.
How do I activate PayPal Credit?
Enabling PayPal Credit
To enable PayPal Credit, go to Store Setup › Payments and click the settings tab for your payment gateway (PayPal powered by Braintree or PayPal Express Checkout). Scroll down until you find the toggle for Enable PayPal Credit and ensure that it is enabled.
Where can you spend PayPal Credit?
If you’re wondering what stores accept PayPal Credit, the good news is that you can use the service at almost any business that accepts standard PayPal payments, including eBay (though you cannot use it for purchases that fall into the categories of adult, weapons, alcohol, or vehicles).
Is PayPal Credit hard to get approved?
The minimum PayPal Credit Card credit score required is 700, which is good credit. As long as you have at least good credit, you should qualify for the PayPal Credit Card. If you use PayPal and eBay a lot, or like to eat at restaurants, it’s worth the hard inquiry.
Why is my payment method being declined?
Sometimes a transaction is declined because of insufficient funds. Check your account to make sure you have enough to complete the purchase. Your card may have specific restrictions which cause the transaction to be declined.
Can I still use PayPal Credit on eBay?
eBay and PayPal announced they have extended their credit agreement so that eBay will continue to accept and promote PayPal Credit on its Marketplace platform.
Is PayPal Credit a credit card?
PayPal Credit is like a credit card, without the plastic. It’s a credit limit that’s attached to your PayPal account which you can use for your online purchases.
Can I use PayPal Credit on Amazon?
Since you can use your PayPal Credit account everywhere PayPal is accepted, buying Amazon gift cards with PayPal Credit gives you the opportunity to use your PayPal line of credit to shop on Amazon. All you have to do is buy the gift cards first!
Is PayPal Credit free?
So long as you’re responsible with paying the balance or large purchases within six months, there’s no financial disincentive to getting PayPal Credit, as there is also no annual fee.
Is PayPal Credit any good?
Is PayPal Credit good? PayPal Credit is a good option for people who have good credit and who shop online a lot. Because it doesn’t give you a credit card number, it won’t replace your credit card, but it provides additional benefits, like security and financing, for shopping online.