You asked: Can I get a credit card as a student without a job?

Can you apply for a student credit card without a job?

You may qualify for a student credit card with no income by getting an adult cosigner. You may become an authorized user on someone else’s credit card to build credit.

How can I get a credit card with no income?

How to Get a Credit Card With No Job

  1. Apply for a Secured Card. A secured card can be a way to get access to credit even if you have limited income. …
  2. Become an Authorized User. Another option to access credit is to become an authorized user on a trusted friend’s or family member’s credit card account. …
  3. Consider a Co-Signer.

Is it hard to get a credit card as a student?

Student credit cards are designed for college students and are generally easier to get than other kinds of credit cards. The issuer may ask for proof of enrollment and of your income. Depending on your age and income, you may need a co-signer to qualify.

Can I get a Discover it card with no income?

No, there is no minimum income required to get approved for Discover it Cashback. When it comes to income, what you need to demonstrate is your ability to make at least the minimum monthly payments and to repay any balance you may incur. Moreover, a good or excellent credit score is required to get this card.

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What is the minimum income for a credit card?

If you’re applying for an unsecured credit card from a major issuer, you’ll likely have to meet a minimum income requirement — usually $10,000 or $12,000 per year. If your income is too low, or you’re carrying too much debt, your application might be rejected.

Can you get a credit card at 18 without job?

You can get a credit card without a job. Most credit card applications have a section for employment information, but you can also put student, homemaker or unemployed. … If you’re under 21 years old, you’ll need your own income source to qualify for a credit card.

Can a 15 year old have a credit card?

No, you cannot get a credit card at 15. Anyone under the age of 18 is prohibited from entering into a legally binding contract such as a credit card agreement. … Nearly all credit card issuers allow minors to become authorized issuers (with Synchrony, it varies by card), but some have minimum age requirements.

Can a 17 year old open a credit card?

Teens can begin building credit at a young age by becoming authorized users on their parents’ credit cards. At 18, teens can apply for a credit card in their own name. The best teen credit cards have low credit requirements and keep costs to a minimum.

Who can apply for student credit card?

A student credit card is a credit card that is offered to students at the college level. Any student beyond the age of 18 years is eligible to apply for the credit card as it does not have an income eligibility limit. These credit cards have lower interest rates and have a validity period of 5 years.

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Is discover bad?

Is Discover a bad credit card? Overall, Discover is not a bad credit card company. Discover actually is a good credit card company for most people because it has credit card offers for people of all credit levels, and its cards all have $0 annual fees as well as rewards.

Is deserve legit?

The Deserve Student Card looks good by comparison, considering that most cards with better rewards used credit responsibly in the past. But its rewards are still about average, and many student credit cards have it beat in this regard, thanks to either a higher everyday earning rate or initial rewards bonus.