Your question: Is Delta community a good credit union?

Is Delta Community Credit Union a real bank?

Delta Community Credit Union is a credit union headquartered in Georgia, a state in the United States. Delta Community Credit Union has $8.5B in assets and more than 430,000 members.

What credit bureau does Delta Community Credit Union use?

What credit reporting agencies does Delta Community use for credit reporting? We use Equifax, Experian and Trans Union. To contact a credit bureau you can write, call, or preferably use their web site, which is full of useful information.

Is Delta Community Credit Union FDIC insured?

Delta Community is an NCUA insured institution located in Atlanta, GA.

General Credit Union Information.

Date Established 1940
Assets $8,557.51 million
Loans $4,929.81 million
Deposits $7,605.48 million
Capital $866.73 million

Can I join Delta Community Credit Union?

Who can join Delta Community Credit Union? To become a member of DCCU, you or a family member must be a Delta Air Lines employee, an employee of one of over 140 other Atlanta-area businesses, a member of certain Atlanta-area associations, or live or work in the 14-county metro Atlanta area.

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Is Delta community owned by Delta Air Lines?

What Are They? Delta Community started out as a credit union for Delta Air Lines employees. In fact, we’ve been serving the financial needs of Delta employees and their families for over 80 years. And every year since 2007, we’ve made annual contributions to the Delta Employee and Retiree Care Fund.

Does Delta have a secured credit card?

Delta Community does not offer prepaid debit cards. However, we do offer a Secured Visa Card.

Is Georgia’s Own Credit Union Good?

It is also the 117th largest credit union in the nation. It was established in 1934 and as of June of 2021, it had grown to 508 employees and 205,082 members at 28 locations. Georgia’s Own Credit Union has an A health rating.

Health Grade Components.

Employees 508
Primary Regulator

Is Navy Federal Credit Union a good bank?

Navy Federal Credit Union is a full-service credit union offering a wide range of products and services. It’s a good fit for customers who: … Want a full-service credit union for all of their banking needs. Are looking for simple bank accounts that earn interest.

What do you need to open an account with Delta Community credit union?

Delta Community Credit Union Certificates of Deposit

  1. Minimum opening deposit: $1,000.
  2. Minimum balance amount to earn APY: $1,000.
  3. Early withdrawal penalty: For a 6-month term, the penalty is 60 days of interest. For a 12-month term, the penalty is 90 days of interest.

What are the disadvantages of credit unions?

The Cons of Credit Union Membership

  • Potential membership fees and restrictions. When joining a credit union, prospective members might have to pay a small membership fee, which can range from $5 to $25. …
  • Limited locations. …
  • Some service restrictions.
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Does Delta Community credit union have Zelle?

Delta Community members will soon be able to send money to family and friends with Zelle® in our Mobile App and Online Banking. … Zelle is already available to over 100 million consumers in their banking or credit union experience, and we’re excited to provide it free to Delta Community members.