Can I get credit card without salary slip?

How can I get credit card without payslip?

To avail without salary slip credit card in India, you have to submit the bank statements where your salary is credited. The statement holds information on transactions made by the employer showing the credit of salary into your bank account every month.

Is salary slip required for credit card?

Yes, customers can apply for a credit card without submitting a salary slip. In its place they can submit Income Tax Return acknowledgement.

Can I get credit card with 10000 salary?

Only a very few lenders will have credit cards for people who have a salary of Rs. 10,000. Apart from your salary, your credit history will also be checked, if you want to qualify for these credit cards. If you have a good credit score, you have a better chance of getting approved for a reasonable credit limit.

Can a housewife get a credit card?

Is it possible for a housewife to apply and get a credit card? Yes, housewives can get a credit card. … They can also have a fixed deposit at the bank through which they can easily apply for a credit card with the bank.

What is minimum salary for credit card?

Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.

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Is Form 16 mandatory for credit card?

Credit Card:

Applicants have to provide the new Form 16 for the last 2 years when applying for a credit card. Form 16 acts as a proof of income and statement of income tax liability, which helps credit card issuers to assess the financial position of a customer.

Is it safe to share salary slip?

A lot of companies may even ask you to provide them with copies of salary documents from your last job. Refuse them, because in all probability, they intend to intimidate you during the salary negotiation. … The truth is, that the minute you surrender your salary slip, you lose your negotiating advantage.

How do bank verify salary slip?

Usually hr inquiries by cross checking the payslip, salary breakup and the online bank statement which reflects the salary transaction of past few months. So, for verification some companies ask for hardcopy of payslips with authorized signature and stamp and Some ask for soft copy.

Can I make fake salary slip for loan?

Here are the implications of fake salary slip for personal loan: Legal prosecution: If someone manages to fake pay slip and get loan, then lender has complete authority to take legal route if this is cross verified. And if this happens, individual’s future will be at risk.