Is 695 a good credit score Reddit?

Can you buy a house with a 695 credit score?

Is 695 a Good Credit Score? A 695 FICO® Score is considered “Good”. Mortgage, auto, and personal loans are relatively easy to get with a 695 Credit Score. Lenders like to do business with borrowers that have Good credit because it’s less risky.

Can I get a credit card with 695 credit score?

A 695 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range.

Is 695 a good credit score to rent an apartment?

Most individuals or companies renting an apartment want credit scores from applicants to be 620 or higher. People with credit scores lower than 620 may indicate they are a high risk renter.

How is 695 cibil?

Credit score: 651 – 749

If your credit score is in this range, you are almost at the stage where lenders look upon you as a trustworthy and creditworthy applicant. … At this stage, you can get a loan or avail of credit at a decent interest rate but may not get a high credit limit.

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What tier is a credit score of 695?

A score of 720 or higher is generally considered excellent credit. A score between 690 and 719 is considered good credit. Scores between 630 and 689 are fair credit. And scores of 629 or below are poor credit.

Is 640 a good credit score?

The higher your credit score is, the better your chances are of getting approved for various loans and other credit products. Generally speaking, a score of 650 and above is considered good and means that you are a low default risk and a better candidate for lending. A credit score of 750 or higher is deemed excellent.

What is a credit score of 697?

A 697 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range. “Fair” score range identified based on 2021 Credit Karma data.

What is a 750 credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 750 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders’ better interest rates and product offers.

Is over 700 a Good credit score?

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750.

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Can I get an apartment with a 677 credit score?

Apartment Credit Scores

Typically, a credit score of 620 or above will enable you to obtain an apartment lease with relatively little trouble. Apartment leasing sources state that credit scores lower than 620 receive a “high risk of default” rating along with a leasing denial.

Can I rent an apartment with a 677 credit score?

“Typically, you need a minimum credit score of 650 in order to qualify to rent an apartment. … Some value credit more so than income, so it has to be stellar. Others will be fine with a 650-ish score if you have substantial income.

What is a decent credit score to buy a car?

What Is the Minimum Score Needed to Buy a Car? In general, lenders look for borrowers in the prime range or better, so you will need a score of 661 or higher to qualify for most conventional car loans.